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Agricultural Lending

Frequently Asked
Questions.

Everything you need to know about funding your farm's growth, from land acquisition to seasonal operating lines.

Applications & Eligibility

What do I need to apply for an agricultural loan? +

You will need basic information about your operation (farm name, acreage, primary crops), personal identification, and an overview of how you plan to use the funds. Our 5-minute online application is the best place to start.

Can I apply if my farm is structured as an LLC or Corporation? +

Absolutely. We finance both individual farmers and corporate farming entities. If you apply as a company, simply fill out the optional "Company Information" section on the application form.

Loan Terms & Repayment

How do seasonal repayment schedules work? +

We understand that farming is cyclical. For operating lines, we can structure payments so that principal and interest are due after your harvest is sold, rather than requiring flat monthly payments during the growing season.

How fast can I get funded for a piece of equipment? +

Because equipment auctions and planting windows wait for no one, our average close time for machinery and equipment financing is just 4.5 days after approval.

Coverage & Use of Funds

Can I finance used equipment? +

Yes. We provide financing for both new and used agricultural machinery, provided the equipment holds a reasonable resale value and meets our age requirements.

Do you lend in all 50 states? +

Yes, Urano Financing operates in all 50 US states. We also consider agricultural operations in select Canadian provinces.

Still have questions?

Our agricultural specialists are ready to help you navigate the process.

Contact Support