Please read these terms carefully before submitting an agricultural financing application.
Urano Financing LLC ("Urano," "we," or "us") provides agricultural financing for land acquisition, equipment, and operating lines. Submitting an application does not guarantee approval. All agricultural loans are subject to underwriting, which may include a review of farm financials, crop insurance, and collateral (including land and equipment).
While certain agricultural loans may be structured with seasonal repayment schedules aligned with harvest cycles, the borrower remains fully responsible for all principal and interest payments as outlined in the final executed loan agreement. Missed payments may result in default and affect future borrowing eligibility.
For machinery and equipment financing, Urano will place a lien on the financed equipment until the loan is fully satisfied. Borrowers agree not to sell, transfer, or further encumber the equipment without prior written consent from Urano Financing. Used equipment is subject to valuation and age restrictions.
Funds obtained through agricultural loans must be used strictly for the stated agricultural purpose (e.g., seed, fertilizer, livestock, land purchase, or equipment). Misrepresentation of the use of funds is a breach of these terms and may result in immediate recall of the loan.
You certify that all information provided in your application—including farm location, acreage, and financial estimates—is accurate and complete. Providing false information may lead to the denial of your application or legal action if a loan has already been funded.
These terms and any resulting loan agreements shall be governed by and construed in accordance with the laws of the State of Nevada, without regard to its conflict of law principles, unless otherwise specified in a state-specific agricultural lending addendum.